Insurance

Business Insurance – Daniel M. Smith & Associates works closely with Business Owners to help implement insurance for the owners, executives and employees that are consistent with the objectives of the business.

• Life and Disability Income Insurance Funded Buy/Sell Agreements
• Key Employee Life Insurance
• Executive Carve-Out Plans
• Life Insurance Funded Business Succession Plans
• Family Business Succession Strategies
• Life Insurance for Estate Planning
• Split Dollar Life Insurance Plans
• Deferred Compensation Plans
• Life Insurance Funded Supplemental Executive Retirement Plans

Personal Life Insurance – Our life insurance product portfolio is comprised of products offered by multiple insurance carriers.  Whether your need is for low-cost term insurance, permanent insurance or a more complex program of insurance, we have the resources and expertise to help meet your needs.  Selecting the most appropriate insurance is the first step.

We review your portfolio to evaluate:

• Human life value
• Ownership and Beneficiary Arrangements
• Trusts
• In force Insurance Policy Audit
• Appropriate levels and types of coverage

Long Term Care Insurance - Daniel earned the Certified in Long-Term Care (CLTC)            designation in 2003.

 

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck